posted on November 17, 2000 09:38:41 AM new
ok I have never posted to this board before but this time I felt I had to. just tried to get a check from paypal and was told unless I give them my bank account and a credit card I cannot have my money. Has anyone else had this problem. I waited almost 2 months to get my account up to $400.00 and now they won't let me have it.
I have been a member of paypal for about six months and have received about 5 checks in the past with no problems
[ edited by ebaynut on Nov 17, 2000 09:42 AM ]
posted on November 17, 2000 09:57:31 AM new
Poor PayPal idiots.. Havent you listened to the boards?? Stop whinein. Musk needed a new tire for his MClaren.... Kiss your $$ good bye! TOLD YA SO...
posted on November 17, 2000 10:00:34 AM new
I hope you are able to work this out
What really amazes me is that many people are still gullible enough to fall for the PayPal ilk. Think about all of these so-called free services for a moment folks ... Who do you think pays their salaries? Who do you think allows their CEO's to make more money in a year than most of will during a lifetime? Why do you keep falling for their pitch and signing up?
posted on November 17, 2000 10:07:58 AM new
I have waited to upgrade because I do not lke to give anyone my personal information. winners from my auctions sent payent with paypal and after telling about 10 people that I don't accept paypal I gave in and registerd to make it easy for them. from now on all my auctions will read I DO NOT ACCEPT PAYPAL. bubbahyide, thanks for the nice comments, I just remembered why I don't post.
posted on November 17, 2000 10:27:00 AM new
Ebaynut - Call up legal aid or your attorney general's office, even the authorities that control banks. I don't think Paypal can strong-arm you in this manner.
They're depending on people to just cave in to their demands, but you have rights (legal and moral). One of these might be that social security says your number isn't supposed to be given out to just anyone and I'm sure your ss# is probably on your bank account cause Uncle Same sure wants to know if you are getting any interest.
As HCQ said, don't pay attention to negative comments, this board could use some new posters.
posted on November 17, 2000 10:51:08 AM new
Update, I emailed paypal and told them I did not wish to give my credit card number or bank account. they wrote back stating if I fax them a utility bill they will send a check. what are they doing collecting information on people. I have already confirmed my address with them six months ago.
posted on November 17, 2000 11:16:10 AM new
HartCottageQuilts - Probably sounds like a dumb question. How do you do a search on someones posts? I don't see anywhere to do that - duhh....
posted on November 17, 2000 11:18:59 AM new
To search messages---scroll down to the bottom of the page and click 'Site Search'---enter person name in the search box and make sure you click "also search the Message Center"
posted on November 17, 2000 11:31:42 AM new
..but first, be sure to change the "Show Topics from 20 days" to more than that (30 days - 1 year) or you'll just get that user's posts for the time period you've selected. (Just learned that recently myself - duh)
posted on November 17, 2000 02:51:38 PM new
Someone asked, who pays their salary?I'm here...PAYPAL is not free if you bring in more than $500 in a 3 month time-so I pay for their services.
I have never had a problem with them-it is buyers who see I am NOT verified who are ones with problems about it-my MAIN ID has to pay for PAYPAL while this one, somehow is exemt as there are all small sales-not sure how that works as I tried to combine the two and zilch!!!
posted on November 17, 2000 08:09:10 PM new
I had the same problem a little while ago and got around it by "PayPalling" the full balance of my account to another PayPal-using friend, who then wrote out a check for the amount I had just sent him. Then I closed my account, and I won't be going back. I wasn't interested in providing my bank account info and I was at my PayPal spending limit anyway.
I did notice, however, that when I closed my account, they said they would send a check for the remaining balance to my home. Of course I didn't have anything left in my account since I sent it to the friend. But if you're intending to close your account after getting your money, that may be a way to get around their info requirements.
posted on November 17, 2000 08:30:48 PM new
I had never wanted to join paypal, but all my buyers kept asking and the were disapointed when I said just send a check or mo. Well I joined and I had in one week 6 transactions, so I asked paypal for a check, well! There was no way to get a check sent to me like they said in the original signup info.
So I finally had to give a bank acc.#, and then each payment paypal received from my buyers I told them the send to my checking acc. Well, I AGREE, drop take you money out of paypal and then drop them, First of all
who knows how long it will take for the wire transfer, they say 2-4 days, I don't buy it.
I will be doing what I also did, Checks, money order or fax me your charge number, because I take charge cards.
I am real sorry I gave in to this whole thing, I never wanted to do it, but was forced into it by my buyers because I wanted to make it easer for them, BUT....WHAT ABOUT ME!!!!!
posted on November 17, 2000 09:14:42 PM new
Well, I'm going ahead with this even though my better judgement says Shut Up. I remember ,Oh Back in February or March, when Paypal was THE RAGE ( daily posts had headlines like, WHY I LOVE PAYPAL or PAYPAL IS THE GREATEST, anyway you get the gist). There were a couple other posters, who were NOT buying it (I did not either). We tried to explain that Paypal was just "hooking" as many fish as possible and then, they would Change all rules. Man, were they villified. I chimed in every Once in a great while BUT mostly watched from the sidelines. Today I do use paypal for my Customers sake, That's it. They hooked a lot of fish and that's how they like to pay, so I kind of got forced into it.Now do I think Paypal is evil or good?!? neither, just a Business that came up with some great bait, I give them credit, but no doubt the competitors are out there, I'm not sure if they have completely elevated themselves above them (by suckering so many to sign with them) or not....time will tell .
[ edited by docpjw on Nov 17, 2000 09:16 PM ]
posted on November 17, 2000 09:20:33 PM new
I am not happy about recent changes at Paypal, but I must admit, the cash is always transfered in a reasonable amount of time. They may have faults, but don't assume the transfers are slow (or nonexistant). But I don't like being charged a fee AND giving them a float...
posted on November 17, 2000 10:35:24 PM new
All my auctions state "I do not accept PayPal". But I still get buyers who try to convince me to sign up. It wears on me to be all sweetness and light (plus it goes against my naturally snarly personality) while I explain, yet again, why I do not accept PayPal. Sometime I have to explain it several times to the same person.
"You do not have to give them the float. Account now earn interest."
Pay attention and read the terms about this interest on Paypal funds ! First you have to give Paypal your SS#. Second, you are not guaranteed interest !!! If you read the trems you will see it is a fund which you invest your money into and gain interests on it, MAYBE. If you read further into it you will also see that it is not guaranteed and you may in fact LOSE money doing it. Educate yourself before posting something that is not completely true.
posted on November 18, 2000 01:04:54 AM new
I realize that paypal should be paid for their service, but I think that the buyer should pay if they want to pay with a credit card. I can wait for my money to arrive and I'm not about to give paypal personal information. I do not run a business, 3-4 auctions a week. It is stated in my auctons that I only accept money orders,cashiers, and personal checks,yet I get 6-7 payments a month thru paypal. up until now paypal had no problem sending my checks to my home. once I get my money i'm done with them.
posted on November 18, 2000 04:09:55 AM new
Lets move on people, we need new topics other than the same old stale stuff. Bash PayPal! This is a free country and we can say what we want but it does get old! These are just the same old tales going around, Folks get a life, do you really think anything in life is going to be free forever. I have never had ANY problems with PayPal, getting transfers only take a day or so to post into my bank. My customers love it, and so do I, don't have to wait for funds to arrive. If your do reach a 500.00 limit in YOU ARE probably a business, not to mention that rest of your sells which are paid for in another fashion. You can shout hobby all you want , but beleive me you wouldn't be doing this if you didnt make money, and getting your money quickly, means you making more money! It the name of the game turning inventory quickly, and moving on to something else. So let do that here, quit the bashing and move on, If you don't like PayPal, use something else, there are others. I do bet your going to be the loser here, I offers other free services too and rarely have to use them. I do know some of my customers do search which accept PAYPAL, Christmas PayPal, Glassthingy PayPal, you know.
Here my totals this week
465.00 PayPal
58.30 Paydirect
0 Exchange
655.10 Traditional
Till something better comes along , PALPAY has my vote!
posted on November 18, 2000 04:33:44 AM new
Since ebaynut stated that s/he has never posted on this board, I don't believe s/he posted with the intention of "bashing" Paypal. His/her concern was, and is, genuine and s/he needed some advice and or assistance which is the purpose of this board.
This may be the "same old stuff" to a lot of us, but obviously not to ebaynut and I see no reason to discourage posters who are reluctant to bring their problems to this board in the first place.
Each of us is entitled to our own opinions, whether we like/dislike/love/hate Paypal, and each of us has the right to state that opinion, (often repeatedly - yes) and ask for advice from others.
posted on November 18, 2000 05:41:02 AM new
Just one of my dumb questions in life: What is the problem with giving a company your credit card number, your bank account number or whatever, as long as you don't give out your pin number? When you send someone a check, the bank transfer number is written on the bottom of the check. When you go to a gas fill joint, you usually give your credit card to a person that you probably would not take to dinner with you, and yet you hate to give the number to an institution that helps your business prosper and at least has a name to it that you can contact later if there is a problem. I myself like the payment methods that get the product that I purchase to me quicker, what I don't like are the people that want my money, but want to hide and really don't want me to know who they are. Kind of a two sided picture. Either get into business, treat your customers correctly, describe your product honestly, ship the item as soon as you get payment, or get on with life in some other venue.
If Fed Ex and UPS were to merge, would they call it FedUP?
posted on November 18, 2000 07:08:47 AM newWhen you go to a gas fill joint, you usually give your credit card to a person that you probably would not take to dinner with you, and yet you hate to give the number to an institution that helps your business prosper and at least has a name to it that you can contact later if there is a problem.
Well let's see. The person behind the counter at the gas station may be a crook or may be honest. There is no way to tell.
The person behind the counter may not have a clue about the importance of customer relations and keeping the trust of the company's customers. But then again maybe they do.
The person behind the counter may be a liar, telling you one thing when they really mean something else. But then again maybe they're honest.
It's a documented fact that PayPal:
1) Lies to their customers on a routine basis
2) Either doesn't understand or care about customer relations
3) Either doesn't understand or care about retaining the trust of their users
4) Will do ANYTHING to protect their interests while throwing their customers to the wolves
True, the cashier may be a crook. He may steal your credit card number and run up a bunch of fraudulent charges causing a major headache. But if you follow the rules you will be liable for a max of $50 of the fraudulent charges.
PayPal on the other hand, can hold thousands of dollars of your money on a whim. They can go into your bank account and confiscate funds from transactions that took place months ago. They can cause your checks to bounce and your credit to be ruined as a result. They can ruin your eBay business by freezing your account but still accepting payments into that account.
I trust the cashier behind the counter until I see a reason not to. We see the reasons (and there are many) not to trust PayPal on a daily basis. And it keeps getting worse instead of better.
[ edited by abingdoncomputers on Nov 18, 2000 07:10 AM ]
posted on November 18, 2000 09:05:32 AM new
"Just one of my dumb questions in life: What is the problem with giving a company your credit card number, your bank account number or whatever, as long as you don't give out your pin number?"
PayPal doesn't need your PIN to take money from your checking account (or in PayPal lingo "reverse a deposit". When you freely give them your checking account number, you've given them everything they need. There's a well-known telephone scam in which the scammers harvest checking account numbers by telephone -- then cash huge drafts against the checking accounts.
Does anyone still give a cashier at gas stations credit cards? All the stations here have card readers built into the pumps. I haven't dealt with an attendant or cashier in years.
posted on November 18, 2000 09:18:44 AM new
Sad to say, not all pumps have the feature that was mentioned. Back to the PayPal discussion, I have not had any problems with PayPal and don't anticipate any. I do kind of wonder whether the things that have been mentioned that PayPal does do have happened to the people posting, or are just repeating what they have read. I had a vehicle stolen when I parked at a quick shop on a Christmas eve and left the car running near the front door, when I returned about 45 seconds later, the car was gone. Several people told me and my wife we would never get paid for the car because the keys were left in it, running. The insurance company very quickly paid for the vehicle, the items inside, including Christmas presents without providing proof of purchase as the receipts were in the packages in the car, and even thanked me for insuring with them. It was kind of a pleasant experience after the thought of losing a $17,000 car was put in my head by co-workers, friends of the wife, and others who incidently, never ever had a car stolen. I can say again, "Been There, Done That."
If Fed Ex and UPS were to merge, would they call it FedUP?
posted on November 18, 2000 09:42:43 AM new
I really don't understand...just give them the info, transfer the money into a "free" checking account at some online bank (WAMU.com has those by the handfull) then have that bank send you the money. Cash the check. End of paper trail. Put the money into another account that is in no way connected with this account. Yeah hassle, huh?
Don't need to give them your ssan for the non-FDIC insured mm acct that they offer.
I don't blame them for wanting some form of ID from you. Love them or hate them, it's a basic principal of handling money: know who you are giving it to.
I keep a zero paypal balance, immediately withdrawing my money out of the account as soon as it hits. So far it's been easier than holding checks or waiting for money orders.
Hey Moderator...how come brooklynguy can come onto the boards and spout outright insults, with no warning and if anyone calls him on it it's "ahem, talk to the issue?" Seriously, are we going back to the days of Ross et al? Blarg!
.
. When you freely give them your checking account number, you've given them everything they need. There's a well-known telephone scam in which the scammers harvest checking account numbers by telephone -- then cash huge drafts against the checking accounts.
