RedRobyn
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posted on October 3, 2000 10:35:19 AM new
I could use some suggestions. I won an auction, but didn't realize that the place only accept credit cards for payment. Now, I see that they did say that in their auction. I thought I had read everything before bidding. I do have a credit card, but this person has quite a bit of negative feedback, so I don't feel comfortable giving them my credit card number. (I know, I should have checked their feedback before bidding.) I called them to ask if I could mail in a money order. This was after sending several e-mails with no response. They said credit cards only. Is there any way to get out of an auction after winning it? Should I just go ahead and pay with a credit card this time? This is for a $9.97 item.
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mballai
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posted on October 3, 2000 10:38:50 AM new
I would pay it. If something goes wrong, you can contact the credit card company. It's $10 so I wouldn't worry too much.
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yisgood
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posted on October 3, 2000 10:44:02 AM new
not a good idea. there have been sellers who accepted CC only to charge other items on that card. with lots of negatives, I wouldnt do it.
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ksterni
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posted on October 3, 2000 11:12:43 AM new
If it were me, I'd just pay & be done with it. CC's are protected so buyers would only lose the first $50 if someone unauthorized used their credit card (I'm sure someone else can explain that better). I use my CC alot on the net, have never had a problem. Ask yourself, is it worth the neg if you don't pay?
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yisgood
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posted on October 3, 2000 11:35:19 AM new
>>CC's are protected so buyers would only lose the first $50 if someone unauthorized used their credit card <<
It is not quite that simple. There was a seller on ebay and yahoo who claimed to accept credit cards. What he did was use the CC to open accounts with online sites like buy.com and order merchandise which he sent to the buyer. Since the merchandise was going to the name and address of the card, it was accepted. Then he went back and ordered more merchandise which he had shipped to other addresses. Since the first order had gone through, the sites had no problem with these new orders. The credit card holders didnt find out until they got their bills a month later. Then they had to explain why the first order was good but not the second. Since they had actually given out their CC, some companies claimed that this was not covered. Today that same crook can open a paypal account using your cc. It can take months and sometimes even years to straighten out the damage to your credit history. Don't be so quick to give your CC to anyone you are not sure of. The damage can be far worse than $50.
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kiki2
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posted on October 3, 2000 12:29:22 PM new
I would retract my bid and put my reason as you missed where they only accept credit cards. They CAN'T neg you if the deal isn't complete and I always believe in trusting your gut feelings.
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mrpotatoheadd
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posted on October 3, 2000 12:35:24 PM new
I would retract my bid...
Once the auction is over, it's too late for that.
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Valleygirl
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posted on October 3, 2000 12:53:28 PM new
Let me guess, its a TakeToAuction seller?
Not my name on ebay.
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rarriffle
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posted on October 3, 2000 01:06:03 PM new
So, what if you tell him you have no credit cards? Not everyone has them, you know.
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toolhound
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posted on October 3, 2000 01:06:12 PM new
Are any of the Negative feedbacks for credit card problems?
Maybe you could try paying with PayPal. If they only want payment with credit cards and it is not a scam they probably will except PayPal.
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danilynn71
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posted on October 3, 2000 02:00:38 PM new
There is a website called webcertificate.com When you open an account there, you place money into your webcertificate account from your credit card. I think they charge $1 to do this. You then get an account number and an expiration date. It acts as a mastercard. You fill out "MasterCard" payment on an online payment form. It acts as a pre-paid credit card. If you don't put any more into the account than enough to cover this purchase, you're protected. I've used my webcertificate for several questionable online purchases.
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RedRobyn
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posted on October 3, 2000 02:11:49 PM new
Valleygirl: What is a Take to Auction? I've never heard of that one.
Rarriffle: I had thought about saying that I don't have a credit card, but I don't want to fib. I admit, it is my mistake. I called myself reading the auction and just didn't see the no credit card part. I should known to check for feedback. If I had, I would have never bid based on their feedback record. I just made mistakes all around on this auction.
Toolhound: Good point. No, none of the negatives are for credit card problems. Most of them are for items that were paid for and never received.
I did check to see what kind of feedback these people leave for their buyers. It doesn't look like they leave feedback at all.
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twelvepole
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posted on October 3, 2000 02:11:51 PM new
Sounds like a tough decision, but if I were that uncomfortable with the seller and didn't mind the neg, take the neg and move on. But Danilyn seems to have a good suggestion might want to look into that.
Ain't Life Grand... 
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london4
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posted on October 3, 2000 02:26:53 PM new
What about using iescrow? The seller would probably require that you pay the fees which would be $2.50 for your item. Steep, but you wouldn't have to give your cc# to the seller and you would definitely receive the item before iescrow would pay the seller.
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kudzurose
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posted on October 3, 2000 03:01:26 PM new
For that amount, I'd consider sending cash, either by registered mail, or with delivery confirmation.
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feistyone
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posted on October 3, 2000 03:24:41 PM new
I can't believe I am saying this but take the negative if necessary and run. You might try PayPal or Billpoint, but if they won't accept these either DON'T give them your credit card number.
It is easier to take a negative feeback then clean up the mess if these people use your credit card for stuff other than to pay for the auction. If they have multiple negative feedbacks for non-delivery, it would tell me that they are not especially honest and I would not put it past them to use your credit card information for something other than the auction in question.
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RedRobyn
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posted on October 3, 2000 07:09:16 PM new
Thanks everyone for your suggestions and opinions. I think I am going to go with my instinct in this instance and take a negative feedback if necessary. I guess what got me worried the most is that they won't accept cash, Paypal, Billpoint, Escrow, or any other form of payment but a credit card. They even suggested that if I didn't want to use my own credit card to get a credit card number from a friend. It just doesn't sound right to me. I did learn one thing though, always read the feedback before bidding. If I had, this wouldn't have happened.
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mzalez
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posted on October 3, 2000 07:26:14 PM new
danilynn71, thanks for bringing that webcertificate site up, sounds like a great idea. I think I'll go check it out.
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