dacreson
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posted on February 13, 2002 10:25:29 AM
Hello
I sell on ebay and have used Pay Pal and Bill Point for a long time with no problem with either. Lately people seem to want to pay other ways, which are strange to me. (MO via Bid Pay (I think) etc.) I get hammered a lot with merchant account ads via e-mail but really maybe I should consider one. Does anyone know where I could go to become educated on this subject? Thanks Dave
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stopwhining
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posted on February 13, 2002 10:58:05 AM
propay is a good place to start.
be careful of fraudulent card ,paypal,amzn on click,yahoo paydirect etc filter the high risks for you.
one may wonder why they want to give you their credit card information directly??
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crafts51
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posted on February 13, 2002 05:06:38 PM
For information about merchant account
http://www.workz.com/content/default.asp
I do have a mercannt account with www.charge.com
No problem.
[ edited by crafts51 on Feb 13, 2002 05:08 PM ]
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dadofstickboy
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posted on February 13, 2002 05:31:36 PM
If you want sound advice on a merchant acct.
Go to your bank! You may even want to set the acct. up with your bank! I know my bank offers this and your's more than likely does too.
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nycyn
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posted on February 13, 2002 07:51:25 PM
I've been thru two merchant accounts. Both were slimey with either their start-up fees, monthly fees, transaction fees. "technical support" fees. Lost a lot of money. The only worthwhile guys are American Express. Paypal is a breath of fresh air.
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askdaruma
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posted on February 13, 2002 08:05:48 PM
someone said banks??
banks charge more and are rather ignorant of cyber sales.
i have paymentech ,it is rather slimey and backward.
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dacreson
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posted on February 14, 2002 01:01:50 PM
Hello
Thank you all for your kind replys.
I will look into your suggestions
Dave
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gk4495
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posted on February 14, 2002 03:20:40 PM
Speaking from experience gained the hard way, be real careful about what third party merchant account providers you deal with. Some are outright slime. Beyond that, some respectable providers use independent sales companies as sales contractors and these independents are often outright crooked. While a bank provided account may cost more, it may be worth it in terms of lower frustration levels, consistent billing, more sleep at night, and professional customer service. Just be sure that your provider ( whomever they are ) actually understands internet sales, and that they support online auctions as some providers do not.
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stopwhining
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posted on February 14, 2002 04:25:00 PM
e commerce accounts are treated as second class citizen by banks,it could take 7 days before they deposit your sales transaction.
in case of chargeback,you are supoosed to have nine days to respond,well they will debit your account before they hear your side of the dispute.
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gk4495
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posted on February 14, 2002 05:12:15 PM
I guess that would depend on the bank. Mine deposits in three days, and I have plenty of charge back notice and they do wait to hear my side of the story.
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YourDesigns
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posted on February 14, 2002 09:35:53 PM
Look at charge.com. They are authorize.net compatible which means it will work with a variety of online shopping carts and applications.
They are quick and easy to setup a merchant account with.
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