posted on October 17, 2004 08:14:24 PM new
Actually this is a praise to make it Ebay related and then I will vent which is not Ebay related.
For the first time ever I have had the greatest customer. I sent a large lot of magazines to her and the postage was a few dollars more than what I charged her. She was so sweet that she sent me a few dollars to compensate the difference in the postage.
I have never had such a nice customer before.
OK now to vent.
I'm sure things like this have happened to everybody before but I need to let it out and not hold back. I've had a headache from the stress of this the last couple of days.
Thursday my fiance and I were involved in an accident (neither of us got hurt) but the man that hit us wasn't paying attention that there was a mini van directly in front of him trying to turn left on the same street he was turning from. Duh!! Then, he couldn't understand what we were saying because he did not understand English. His daughter finally came to the scene of the accident and had to translate. Then, he thought we had to stop, not him even though he had a stop sign and we didn't. The officer on the scene had to draw a picture to show him what he did wrong. I am trying to figure out how he got a license to drive. Ugh!! Big big mess. Our van survived the crash but barely. We are hoping that it will not be totalled. It's only 4 years old. It's still drivable but we have to climb in throught the passenger side to get to the driver's seat and the power window only goes down a few inches. It s**cks that if this van gets totalled we will only get book value and we will still owe on a vehicle we don't have. This van is our only running vehicle. My fiance has a '54 Chevy truck but it's not drivable yet so we're SOL just because someone doesn't know how to drive. Like I said, just had to vent to get my stress level lower.
posted on October 17, 2004 08:25:21 PM new
Gee, you've had a bad time of it with that accident. How frustrating. It could happen to any of us, and you have my sympathies!
-------------------------------
Andy Rooney on "cripes":
My wife's from the midwest. Very nice people there. Very wholesome.
They use words like 'Cripes' 'For Cripes sake.' Who would that be; Jesus Cripes? The son of 'Gosh' of the church of 'Holy Moly'? I'm not making fun of it. You think I wanna burn in 'Heck'?
posted on October 17, 2004 08:28:53 PM new
Thanks Roadsmith.
We get the fun thing starting tomorrow of calling this guys insurance agency and going through the nightmare of filing a claim. My fiance and I were so distraught on Thursday we forgot to get this man's name. Now my fiance has to go to the police station to get a police report. The officer didn't even give it to us.
posted on October 17, 2004 08:37:09 PM new
ALL,,,,,,,,,,, roads lead to E bay so NEVER fear in the Future to POST your whatever here. Like yer gonna go ,,,,,,,,,,,,Down stairs? Insane....Everybody, get over this,,,,I MIGHT not, I MAY, What If I post and they don't like it, they (some, one MIGHT)will post the same stupid message over and over and over and over and over, a million times like dingly berries did. WHO CARES! It lasts until NO body cares to comment any longer and it just SINKS,,,,,,,,,,,,,,,,,,hahahahah, BUT, If they bees havin' a little FUN,it stays RIGHT ON TOP...............OOOOOOOOOOOOOOO the PAIN for THOSE who FEEL it's NOT e bay related,,,,,,,,,,,I got somethin for those kind, a 12 pound sledge hammer placed precisly,,,,between..........Whaaaaaaaaaaaaaaaaaaammmmmmmmmmmm! Now THAT ain't e bay related........Some just feel,,know, want to let it out here. as my sig. line says.........
sheesh,,,,,,,,,it USED to say a carefree thing like,,,,,,,,,And the beat goes on.......
posted on October 17, 2004 08:39:34 PM new
My state, California, has a push by several liberal groups to grant driver's licenses to illegal aliens (the pc correct term is undocumented immigrants, but they're still illegal aliens). What a mess that's going to be if it ever passes. The first question is, did the guy have insurance? If not, you'll have to sue to collect for the deductible for the repairs to your van. If he did have insurance, you are probably in for a hassle. The only thing I can advise is to let your insurance company handle it. My daughter just went through the same type of situation, and between the incompentent claims adjustors and the perjurious responsible party, the stress was worse than the actual injury. They will try to drag it out over 6 to 8 weeks to wear you down. Just remember, a $25.00 phone call from your attorney will get a settlement check issued and the case resolved in 48 hours.
A $75.00 solid state device will always blow first to protect a 25 cent fuse ~ Murphy's Law
posted on October 17, 2004 08:43:07 PM new
Sounds like they probably will not total your van since it seems to be mostly the door.
Hope so anyway. I know what you mean about book value, doesn't mean much when your still paying.
Good luck, hang in & keep telling yourself at least neither of you were hurt.
posted on October 17, 2004 08:43:47 PM new
Sorry to hear about your accident. I hope everything works out for you. And hope the old guy has insurance. I too wonder how someone who can't speak english can get a drivers license, especially if they don't even know what a stop sign is.
Forgot to add, do NOT sign off on any insurance papers until you are totally sure everything has been fixed and that you don't have a soft tissue injury of some sort. The other driver's insurance company will try to bully you into taking less than you should get. NEVER, EVER forget that you are the offended party in this and if they want you to do something that does not feel right or correct , challenge them to do the right thing.
[ edited by ltray on Oct 17, 2004 08:48 PM ]
posted on October 17, 2004 08:47:00 PM new
Meowmix..I just read your first response. DO NOT go to the police station to get that report. It will cost you a minimum of $25.00. Let your insurance agent get it. He's got more money than you, so let him pick up the tab
A $75.00 solid state device will always blow first to protect a 25 cent fuse ~ Murphy's Law
posted on October 17, 2004 08:49:01 PM new
Sparkz,
This guy was oriental--Vietnamese I think. He was about 60 or so also. He did have insurance. We have talked to our insurance company already.
We're in Oklahoma. Don't know the laws for immigrants that pertain to licenses.
We plan on fighting it if we can. My fiance has a brother in law who is a lawyer and we can also use a lawyer his brother uses who is aggressive.
This guy's car didn't get too damaged. He lost a turn signal and headlight and the corner of his car was a little mangled. The way he hit us, it put a huge dent in the middle of the van up to the driver's side door. Our van only has the sliding door on the passenger side. We call it the squatty body style.
posted on October 17, 2004 09:00:30 PM new
I was in the trucking business for 40 years and I've been through a lot of these things. You will get a definite idea of how this thing will proceed within about a week to 10 days. The 11th day will be the time to start thinking about getting an attorney involved. BTW, if you were pregnant when he hit you, you could get a brand new car of your choice just to sign a release.
A $75.00 solid state device will always blow first to protect a 25 cent fuse ~ Murphy's Law
posted on October 17, 2004 09:04:36 PM new
Sparkz,
Thanks for the info.
Darn I'm not pregnant though. Things just never go my way. Too bad neither of us could claim whiplash. I was actually hoping my neck hurt. I just got a 3 day headache from it.
posted on October 17, 2004 09:26:55 PM new
Meowmix I understand fully. When people come to the US this is an English speaking country and should have to learn english, but it isn't manditory which is to bad. When we sell on eBay we get bidders from all countries. eBay makes it easy as they send us a notice in English and to the winning bidder they send what ever language they speak. Babelfish is there for us also.
Getting back to the accident. If you go to your Motor Vehicle department you can get the license exam in many different languages and that is wrong. Since we can't discriminate in the US this is the way it has to be. Can you imagine that person trying to read street signs. Makes for a messy scene like you encountered.
I hope you are doing fine as it is no picnic to have an accident. Never worry about the car it's the person in the car (you and hubby) that we have to worry about.
posted on October 17, 2004 09:28:32 PM new
SPARKZ...SHE HAS A HEADACHE!!
**********************************
"Life's journey is not to arrive at the grave safely in a well preserved body, but rather to skid in sideways, totally worn out, shouting "...holy sh@#...what a ride!"
posted on October 17, 2004 09:46:03 PM new
Neglus..ROTFLMAO...The headache was most likely caused when she hit her head on the windshield. Should be worth a couple grand. Actually, I'm trying to figure out a way that meowmix can be the only seller in Oklahoma that has a Mercedes to transport her Ebay packages to the post office.
A $75.00 solid state device will always blow first to protect a 25 cent fuse ~ Murphy's Law
posted on October 17, 2004 10:02:50 PM new
::My state, California, has a push by several liberal groups to grant driver's licenses to illegal aliens (the pc correct term is undocumented immigrants, but they're still illegal aliens). What a mess that's going to be if it ever passes.::
Sparkx - Mess? Actually, it would enable them to get insurance which is something I am sure you would want any person you were to be involved in an accident to have. And BTW - it's not liberals that mde the oush on that one sweetie - the money behind that measure came from the insurance lobby.
~~~ • ~~~ • ~~~ • ~~~ • ~~~
If it's really "common" sense, why do so few people actually have it?
posted on October 17, 2004 10:30:21 PM new
Beautiful theory Fenix. But the fact is that the legal immigrants from Mexico are not big fans of State Farm or Allstate. Less than 50% of these people carry the minimum amount of pl+pd required. This is well documented in CHP statistics prior to the gathering of this sort of information was determined to be "profiling". The stastistics are nearly identical for impounded vehicles due to invalid registration. Again, this is old data that will never be updated under current law, but I doubt that very many illegal aliens will show up at the local DMV to be taking a drivers test and then rush to a local Insurance broker to get insurance. Especially when this information on their residency will be available to I.N.S. It's strictly a political gimmick for certain liberal politicians to gain a few hispanic votes.
A $75.00 solid state device will always blow first to protect a 25 cent fuse ~ Murphy's Law
posted on October 17, 2004 10:44:18 PM new
Here in Florida, we have No-Fault insurance. That means that if you are hit by an uninsured motorist (and you are insured), your vehicle and a portion of your medical will be paid regardless of which party is at fault. This is a basic coverage and is different from comprehensive coverage which is also available.
You can bet that our insurance carriers get very aggressive at retrieving their money from the uninsured motorist.
Interestly enough, insurance in Florida is considerable cheaper than what I was paying in Texas or California.
posted on October 17, 2004 11:04:57 PM new
ltray
I've long been an advocate of no fault auto insurance. I suspect that if we had that type of law in California, my premiums would drop by at least 50%. As it is now, we have the option of purchasing Uninsured Motorist coverage in adition to our required coverage. There was a proposal a few years back to implement a "pay at the pump" no fault plan. You would receive a no fault policy with your vehicle regristration, and the premiums would be collected by adding a nickel to every gallon of gas you purchased. The money collected would be deposited into a state administered fund to be distributed to participating insurers. Needless to say, that idea drew insurance company lobbiests out of the woodwork to bribe it into oblivion.
A $75.00 solid state device will always blow first to protect a 25 cent fuse ~ Murphy's Law
posted on October 18, 2004 04:39:40 PM new
You guys are all great. Good advice and some humor.
Someone at my work told me a little piece of info today.
Mind you I am in no way prejudice about any race but this person told me that Vietnamese or Orientals in general will cause an accident if they think they will benefit in any way from it. This guy did not even try to step on the brakes. He just kept coming and then his daughter kept trying to tell the officer that we didn't stop (when we had the right of way). She also said that he was halfway out in the road. He wasn't until he hit us anyway because we were in the middle of the road. She kept saying that there were parts to the vehicles (his turn signal and headlight) out in the other lanes. The officer had to explain that with the force of the impact and other vehicles running over the debris that it would do that. This was a 4 lane street with a turn lane where we were turning from.
Also, another fishy thing about this. One of this guy's relatives or friends kept telling us (yes he spoke English) to go to his Vietnamese friend's body shop and this man would fix our van real cheap. We didn't buy that balony for a second.
Makes you go HMM!!
I told my fiance that we need to see about having this guy that hit us and his coherts take a lie detector test (with a Vietnamese translator of course) and see if this was deliberate. If it was, we will be looking at a lawsuit.
posted on October 18, 2004 04:58:16 PM new
asian immigrants are bad drivers as most dont drive or drive little in their homeland.
Most live in the city where all things are a stonethrow away,so why drive or even own a car??
This guy sounds like he is just inexperienced,i dont think he is out to scam .
I read today that Congress has past a law which would not allow illegal immigrants to apply for driver license.
Do you have uninsured motorist coverage??You said he has insurance,is it enough for the damage of your car??
WHO GOT THE TICKET??
If his coverage is not enough,you may want to work out a plan where he can pay you in installment??
-sig file -------Life is one big happy 'All You Can Eat' buffet .
posted on October 18, 2004 05:02:34 PM new
Stopwhining
He definately got the ticket. He does have insurance but we haven't called his insurance yet. Had to get the police report (we got it free since we were involved) to get his name.
We don't have gap insurance on our auto loan so our van has to be fixed.
posted on October 18, 2004 05:52:45 PM new
If he's Vietnamese, he most likely lived in California when he first arrived. Have your insurance carrier check with the California Dept of Motor Vehicles to see if he was involved in any accidents here. Staged accidents for the purpose of defrauding insurance companies are big business here, especially in the southern part of the state. If you have full coverage, your carrier should pay for a rental while your van is out of comission and being repaired. They will either subrogate against his carrier, or his carrier will allow enough in the settlement to reimburse your carrier. Be sure to check with your carrier if you are covered for collision, comprehensive and medical in the rental. If not, use a credit card that will cover the collision deductible waiver with the rental agency. Avoid taking the CDW directly from the rental agency as most insurance companies will not reimburse you for it.
A $75.00 solid state device will always blow first to protect a 25 cent fuse ~ Murphy's Law
By law here in OK the other persons insurance has to give you a rental vehicle comparable to yours. Our insurance agent told us not to let the insurance company put us in a little Neon when we are supposed to get a mini van. I guess since mini vans are expensive to rent, insurance companies hate paying the rental and will try to get something else.
We have full coverage on our van but I do not know what he had.
posted on October 18, 2004 06:02:56 PM new
hate to rain on your parade !!
hard to believe an immigrant who can hardly speak english out driving and scamming !!
How about a bowl of their famous soup noodle with beef tendon ??
-sig file -------Life is one big happy 'All You Can Eat' buffet .
posted on October 18, 2004 06:20:02 PM new
Stopwhining
I'm not trying to put the blame on him for scamming us. It just seems strange how this all went down and the fact that he must of had several members of his family or friends there in just a few minutes and then they were making it out like we were at fault not him. Yes, he may be inexperienced in driving but that doesn't make it any better for us who were the victims in this.
If they total our van we are SOL and he gets off with a ticket and a little higher insurance. His car just needs a new headlight and turn signal. At least he can get in and out of his driver's side door and doesn't have a huge dent in the side.
It's just stressfull. I just see us not having a vehicle and no extra money to get a new one because we're still paying on the one that is sitting somewhere in a salvage. This van is our only transportation. We are now having to put my fiance's truck up for sale (on Ebay) because we do not have have the extra to fix it up.
We were also wanting to sell our house and find a bigger one, but that is shot to pieces. In fact, we were on our way to look at a house just 2 1/2 blocks from where this accident took place. I lost interest real quick after the incident.
