posted on July 26, 2006 07:11:05 AM
Since I am not very experienced with paypal, is there ever a problem with accepting Echecks? They primarily just take longer to process, correct? I currently have it blocked.
Mama
posted on July 26, 2006 07:55:23 AM
I've never had a problem except one that took 3 weeks to clear and once one never cleared.
Don't ship until it clears.
posted on July 26, 2006 08:15:21 AM
Here's why "unfortunately".
Buyer pays for 5 items with one eCheck on July 6. Clearing date lengthens several times. Last week I looked and it said July 21. Just a few minutes ago, wondering what happened, I looked up the transaction:
Cancelled on July 18. No reason given.
When you consider that this buyer initiated the payment 3 weeks after the auctions ended, it's now 6 weeks with no payment.
No biggie -- these are not high-value items, only about $50 -- but what if they had been? My merchandise would have been held hostage.
posted on July 26, 2006 08:19:12 AM
The only problem I've had is not getting notificatin through ebay that it has cleared. Remember to check it through your paypal account and not just wait for notification that it cleared.
posted on July 26, 2006 08:42:42 AM
Fortunately, I don't get too many e-checks, but it does take about 3 weeks for international e-checks to clear. I agree -- don't ship until cleared.
posted on July 26, 2006 09:03:53 AM
Hi fLufF,
Under the paypal profile, in the Payment Receiving Preferences, you can block echecks.
I have had a few buyers recently that have tried to pay with that method, so I thought that I would look into it on this board.
mama
posted on July 26, 2006 09:10:51 AM
Did not know that, mamachia. I recall PayPal issuing an edict that if you took any form of PayPal payment, you must take them all. Wonder when they changed their mind.
Hold the phone... it says:
Block payments from users who:
Pay with eCheck for website and Smart Logo payments, or German bank transfer for all website payments except eBay
Wow, that's pretty ambiguous. Does the "except eBay" clause refer to eChecks or German bank transfers?
fLufF
--
[ edited by fluffythewondercat on Jul 26, 2006 09:14 AM ]
posted on July 26, 2006 09:19:52 AM
Well, they haven't changed their mind:
"eBay sellers who offer PayPal must accept all forms of payments including PayPal account balances, bank accounts and credit cards, regardless of whether or not the PayPal logo with credit card icons is displayed."
posted on July 26, 2006 10:35:18 AMI recall PayPal issuing an edict that if you took any form of PayPal payment
You are in the ballpark, but not quite there. It was eBay that stated that if you accept PayPal for eBay related payments, that you must accept all forms of payment. That's why we dropped PayPal as an option for our ebay payments. I still take PayPal from other auction sites as long as it is not a credit card payment. We have our own merchant account which is a much cheaper and cuzillion times more safe than PayPal.
posted on July 26, 2006 10:50:12 AMIt was eBay that stated that if you accept PayPal for eBay related payments, that you must accept all forms of payment.
There are other references to it as well, but I can't find them at the moment.
I did get another question answered. It turns out that "Smart Logo" is just another way of saying eBay listing. The so-called "Smart Logo" changes depending on what stage your auction is. (Not that anyone cares about that, I'm sure.)
posted on July 26, 2006 06:20:24 PM
Mama asked: Since I am not very experienced with paypal, is there ever a problem with accepting Echecks?
Ask your bank if they can do a free inter-bank transfer - in most countries domestic bank transfers are free; even international ones too in some countries if BIC + IBAN is used. Personally I have no trouble accepting paper checks - personal or bankers, but so few countries still use them. In most countries where PayPal echecks are available it's often days or weeks faster to go the direct route and do a free bank transfer - at least in the U.K., Ireland, Australia, Germany, France, Switzerland, Hong Kong, etc. Also perfectly safe as funds can't be easily reversed.
Did you read your own link? Pretty clear you did not. Here is a copy.
Auctions & Logos
Q Can an eBay seller who offers PayPal refuse a PayPal payment made by credit card?
A Sellers who offer a PayPal payment option on eBay, and then reject a credit card payment, or other payment types (such as a bank transfer) run the risk of being reported to eBay as a Non-Selling Seller, after which one or more of the following actions may be taken:
Listing cancellation
Forfeiture of eBay fees on canceled listings
Limits on account privileges
Loss of PowerSeller status
Account suspension
If you sell on eBay using a PayPal Personal account, you can accept PayPal account balances and bank account payments with no additional fees. However, if you receive a credit card payment from an eBay buyer, you need to upgrade to a Premier or Business account.
PayPal Premier and Business account holders are charged a small fee to receive payments. The fee is based on the monthly payment volume. For details, see the fees page.
Additionally, sellers can not communicate to eBay buyers (for example, in an item description) that they only accept, or will not accept, certain forms of PayPal payments.
Violation of this policy can result in the cancellation of the auction. The consequences of refusing to accept a certain type of PayPal payment after an auction ends is stipulated in eBay's Seller Non-Performance located at http://pages.ebay.com/help/policies/seller-non-performance.html.
Buyers can also report a seller through this link by selecting 'Report the Seller' in the additional Information section.
Violations of this policy include language such as:
"I do not accept credit card payments."
"I only accept PayPal payments made with account balances or bank account transfers."
"I only accept PayPal if the bid amount is greater than $15.00 USD."
"I only have a Personal PayPal account and only accept those kinds of payments."
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