warr
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posted on November 20, 2000 02:05:58 PM new
If anyone has experienced chargebacks via YAHOO PAYDIRECT?
Would you plese share with us? 
Please note this is for YAHOO PAYDIRECT AND NOT PAYPAL! 
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bearmom
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posted on November 20, 2000 02:07:27 PM new
not yet!
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warr
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posted on November 20, 2000 02:10:43 PM new
Thanks bearmom!
Just would like to see if there are some!
In the words of Verymodern my have been
"Yahoooooooo so far!
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VeryModern
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posted on November 20, 2000 02:49:04 PM new
My history on my main account shows 93 transactions and no chargebacks. Further, the rep I spoke to last week when I was having a problem, told me he had heard of problem NONE of this ilk. I think Yahoo reputation has become far less discardable so people are less apt to play games. In other words, Yahoo has grown up.
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kimbo
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posted on November 21, 2000 11:05:23 AM new
not yet, but don't be so sure it won't happen. I did have a phone call from a father of a 14year old who was responsible for setting up the paydirect account and yahoo account and paid for several auctions without his father knowing his credit card had been used.
I had only received 2 paydirect payments and this possible problem one being 91.00 was enough for me to quickly close my paydirect account fast.
As far as I'm concerned it's between the father and son or father and yahoo. It should not be my problem that they cannot screen users better than this.
The money has been deposited into my regular checking account. If I see any reversal, I will be quite upset, but I'm hoping for the best and not taking any more chances with paydirect.
I have had no such problems and or phone calls with paypal.
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traceyg
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posted on November 21, 2000 12:14:21 PM new
I have had quite a few transcations with Paydirect both from Ebay and Yahoo no chargebacks yet, but then I have never had a charge back and I had hundreds of trascations with Paypal (who I don't use anymore because of their business practices)
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warr
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posted on November 21, 2000 12:57:54 PM new
kimbo
I hope you keep us updated on this situation?
One problem is it is just as easy for someone in a family to forge a check as it is to use a credit card! :0
You are right ! It should be a family problem and not yours! Unless some action is taken against you, I would let it go under the bridge until that time arrives!
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kimbo
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posted on November 21, 2000 02:08:21 PM new
thanks warr, glad u agree :>
the father same something like "I know my son is messed up" and he wanted to return the item and I said, it's not my fault, auction sales are final and he should keep an eye on his credit cards. then he said something about checking with someone or some agency? forget which???, but I figure he may let it go and take care of his son on his own. After all, if his son went to all the means to open and lie on the yahoo paydirect application and used his father's cc without permission, shouldn't the father have to file charges against his son first if he expected me to just cancel the sale after it was shipped and received. Minor or not, does not give anyone rights to break the law.
In the meantime, I have removed my bank account from paydirect and then closed my paydirect account completely so I am just keeping my fingers crossed I hear nothing again on the matter.
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yisgood
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posted on November 21, 2000 05:15:04 PM new
Some things seem logical but logic and law don't necessarily go together. If you read the web page I just put up http://www.ygoodman.com/credit.html you might learn some of the same things that astonished me. Credit cards were designed to be used in person, where the card was present at transaction time. Even though mail order has been around for decades and the Internet for years, the rules were never changed. If the credit card is not present, the merchant assumes all risk. I had a customer try to charge back a laser printer 4 months after I shipped it. He had paid with a credit card directly (no paypal). I showed my proof of delivery. He claimed his son ordered it without permission. The CC company told me it was therefore an unauthorized use of CC and the charge back would go through. I told them that I had their credit card myself and I also had a son. As soon as I got their letter stating that this was correct, my son would have a field day ordering stuff that I would charge back. They very quickly changed their mind.
http://www.ygoodman.com
[email protected]
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auctionee
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posted on November 21, 2000 05:52:53 PM new
Yisgood -
Just looked at your web page, 1 suggestion I might make...it includes the comment "check the sellers reputation". Considering that 1 of the payment services is now using the word "reputation" for something other than what it means, you might want to reconsider the wording of that comment so as not to confuse anyone.
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mouseslayer
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posted on November 23, 2000 03:15:58 AM new
Now wait a minute. I believe if your child does something such as criminal damage, you are ultimately held responsible. It is your child and you should be teaching them right and keeping an eye on them sort of philosophy. So if a child uses a parent's credit card, why shouldn't the parent be responsible? I mean an adult should keep better tabs on their own card, right? Talk about a double standard...
~~MouseSlayer is not a cat =^..^= ~~
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yisgood
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posted on November 23, 2000 07:14:29 AM new
mouseslayer: We're getting off topic here, but I had to respond. Again, dont confuse logic and law. Parents can bail their JD kids out of jail again and again. "Released to parents' custody" but if they commit more crimes, the parents dont have to pay for it. I would like to see a law passed that says if a parent bails a kid out of jail, parent agrees to be responsible for any damage the kid does. There was a kid in Brooklyn who got off on defacing houses of worship and even burning them down. His parents bailed him out over and over again. At one point he was responsible for the total destruction of 4 or 5 synagogues and churches. At what point do the courts realize that these parents are not responsible and this kid should not be released?
As far as credit card rules are concerned, read my web page. http://www.ygoodman.com/credit.html
Anytime a charge is made and the CC is not physically present, the vendor assumes all risk. And if you use a third party service like Paydirect, it's even worse.
http://www.ygoodman.com
[email protected]
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zzyzx000
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posted on November 26, 2000 09:36:57 PM new
Here's one thought about how to protect yourself against somebody sending you Paypal money you fear may me dirty and you don't care to accept. DO NOT send it back to them. That's the worst thing you can do and is how somebody got screwed for hundreds of $. Simply leave it in your account and notify Paypal you don't care to accept it. Then just leave it there indefinately.
Another thing I found out yesterday: Somebody sent me a double payment by mistake and I called paypal and told them and while Iwas on the phone they told me to return one of the payments and they would give me credit for their commission which hasn't yet appeared but I trust will happen soon.
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comic123
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posted on November 27, 2000 05:32:59 AM new
Hey VeryModern, do you have Yahoo PayDirect phone number?. Can you post it here?. Thanks.
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VeryModern
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posted on November 27, 2000 06:32:26 AM new
Here you go!
PAYDIRECT(408) 731-3335...8AM - 6PM Pacific Time...7 days a week.
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comic123
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posted on November 27, 2000 08:13:04 AM new
Hey VM are they prompt....I have been on hold for some time now....
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VeryModern
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posted on November 27, 2000 08:24:50 AM new
I only had occasion to call them once and they picked up in less than 2 minutes. Outside of that, I have no idea.
Use Yahoo messenger and call for free.
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