ladyjewels2000
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posted on January 30, 2006 07:51:06 AM new
Hi Everyone
Still trying to get those darn chairs shipped to Holland!!!
As I won't take his paypal, he wants to do a Western Union Money Transfer.
Doesn't that mean I would go to a Western Union office and sign for the funds? I think I have done this before but it's been years.
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mikes4x4andtruckrepair
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posted on January 30, 2006 07:58:08 AM new
I just did one on Friday. The buyer gives money to Western Union in their country. You the seller/receiver go to any local Western Union, make sure you have the transaction number, the senders name, the senders city/state, the $ amount they sent you and BE SURE TO HAVE PICTURE ID OF YOURSELF. Fill out the little form and they give you the cash. If they do not have enough cash on hand they will cut you a Western Union check on the spot (which is what I got). You can cash the check at any Western Union or take it to your bank.
Just make sure the sender has your name and info spelled correctly. One wrong letter and it's a no-go.
They say your memory's the second thing to go, I just can't remember what the first thing is. 
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hwahwa
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posted on January 30, 2006 08:15:27 AM new
also make sure he is sending fund from Holland.
I have a customer from Switzerland who sent me the money from Germany,he was travelling there and found it easier to do it in Germany while he was visiting.
/ lets all stop whining !! /
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annekila
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posted on January 30, 2006 03:14:06 PM new
I just received my first WU payment. I live ia a rural area, so I thought it would be difficult to get to a WU office. I was suprised to find out that there's one right in the supermarket I use!
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mikes4x4andtruckrepair
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posted on January 30, 2006 03:40:19 PM new
annekila - I did forget to mention that. They are located everywhere. I use the one in my local grocery store as well. Here's the link to find all your local western union outlets. Click the yellow "Find agent location" link and enter your city and state and it will show you all the local outlets. http://www.westernunion.com/info/selectCountry.asp
They say your memory's the second thing to go, I just can't remember what the first thing is.
[ edited by mikes4x4andtruckrepair on Jan 30, 2006 03:42 PM ]
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agitprop
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posted on January 30, 2006 04:14:57 PM new
In many countries WU offers free deposits to your nominated bank account too. I had a transfer from California a few months ago and the local WU agency called to say the money was ready for pickup at any Post Office or they could do same day bank transfer. Bank transfer was easier as the amount would have probably cleaned out the local PO.
Home of the best eBay auction fee & PayPal calculators: http://auctionfeecalculator.com
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ladyjewels2000
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posted on January 30, 2006 07:46:04 PM new
I got the transfer this afternoon and I think I can go to the Winn Dixie on the corner and get my money - Ain't life grand???
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sparkz
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posted on January 30, 2006 08:10:55 PM new
I clicked the WU link that Mike posted above, and it looks like buyers in at least a dozen countries can pay very similar to the way they would have paid through Bidpay. They can use a Visa or MC and send money online from their PC. I suppose the fees would be higher, and you would have to go to the nearest WU agent to pick up the money. That wouldn't be a problem for me. My local Western Union agent is at my favorite liquor store. In fact, it would be quite change of pace to walk into that place broke and walk out with money in my pocket for a change.
If Murphy's law is correct, everything East of the San Andreas Fault will slide into the Atlantic
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TheFamilyBiz
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posted on January 30, 2006 08:21:29 PM new
Just don't mention it in your auction listings or they'll get pulled. WU is specifically prohibited.
Wayne
Never explain -- Your friends do not need it and your enemies will not believe you anyway.
~ Elbert Hubbard
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sparkz
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posted on January 30, 2006 08:34:25 PM new
That's correct. Save the Western Union and cash payment options for your EOA email to the customer.
If Murphy's law is correct, everything East of the San Andreas Fault will slide into the Atlantic
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mikes4x4andtruckrepair
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posted on January 31, 2006 07:46:40 AM new
One of the best things about being paid with WU money transfer is the buyer is the one that pays the fee's for sending the money. Maybee we could bet PayPal to reverse who pays the fee's, HAAA LOL HAA HAA!!!! Well we can dream can't we.
They say your memory's the second thing to go, I just can't remember what the first thing is.
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ladyjewels2000
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posted on February 1, 2006 08:51:46 AM new
I went to my area Winn Dixie - filled out a form - got the Money Order and cashed it right there. Got milk & bread and came home. Piece of cake.
I think I like this better then Bidpay or at least as good
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mikes4x4andtruckrepair
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posted on February 1, 2006 09:18:18 AM new
Yeah, now if we could only convince ebay of that.
They say your memory's the second thing to go, I just can't remember what the first thing is.
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annekila
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posted on February 2, 2006 12:54:33 PM new
I just looked this up. Item number 7 on this page. I'm really confused. http://pages.ebay.com/help/confidence/isgw-fraud-sending-payments.html
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mikes4x4andtruckrepair
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posted on February 2, 2006 01:01:18 PM new
http://pages.ebay.com/help/confidence/isgw-fraud-sending-payments.html
7. Instant Cash Wire Transfers (such as Western Union & MoneyGram)
eBay does not recommend the use of instant cash wire transfer services. While sellers may offer this option, they cannot require you to pay this way. If you suspect a seller is trying to commit fraud by insisting on payment through an instant cash wire transfer, please decline to use it and report the seller to eBay.
Risks:
* Difficult to identify and designate recipient.
* Not traceable.
* Generally, no recourse is available if the item is not delivered as promised, even if you used your credit card to send the payment.
* Not covered by the eBay Standard Purchase Protection Program.
ebay's good at confusing people. One page tells you that you can not list a type of payment and the next tells you it's "not recommended".
They say your memory's the second thing to go, I just can't remember what the first thing is.
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annekila
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posted on February 2, 2006 01:09:56 PM new
It's VERY confusing! I KNOW they don't want Bidpay mentioned..simply because it's no longer in business..fine. BUT..They don't say you can't accept Western Union payments...at least ont on THIS page.
Then there is THIS.."Not permitted on eBay.com: Sellers may not solicit buyers to mail cash. Sellers may not ask buyers to send cash through instant cash transfer services (non-bank, point-to-point cash transfers) such as Western Union or Moneygram. Sellers may not ask buyers to pay with Stormpay. Finally, sellers may not request payment through online payment methods not specifically permitted in this policy"
Isn't a postal money order CASH???
[ edited by annekila on Feb 2, 2006 01:11 PM ]
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mikes4x4andtruckrepair
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posted on February 2, 2006 01:16:45 PM new
Well I just got done with a Live Help chat. I asked them and was told that we CAN offer cash and money transfers as a payment option. I am now going to email T&S and see what answer I get from them.
I'M SO CONFUSED!!!!!! 
I thought they changed it that we could not have the word "cash" as a payment option in our listing's.
They say your memory's the second thing to go, I just can't remember what the first thing is.
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agitprop
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posted on February 2, 2006 01:20:27 PM new
annekila wrote Isn't a postal money order CASH???
A postal money order with recipient's name written in is cashable at post offices on production of valid ID corresponding to the PMO. Can also be deposited to a bank account but will likely incur fees.
A postal money order without recipient's name written in is cashable at post offices by anyone, but they must write a name on it and produce ID. Until it has a name on it, you can treat it as cash.
Hope this clarifies things...
Home of the best eBay auction fee & PayPal calculators: http://auctionfeecalculator.com
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mikes4x4andtruckrepair
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posted on February 2, 2006 01:29:29 PM new
http://pages.ebay.com/help/policies/safe-payments-policy.html
Policy
Permitted on eBay.com: Sellers may offer to accept PayPal, credit cards including Mastercard/Visa /Amex/Discover, debit cards and bank electronic payments online for eBay purchases. Sellers may also offer to accept bank-to-bank transfers, often known as bank wire transfers or bank cash transfers. Sellers may accept COD (cash on delivery) or cash for in person transactions. Sellers may offer to accept payment through Certapay and Propay. Sellers may offer to accept personal checks, money orders, cashier’s checks, certified checks and other negotiable instruments.
Not permitted on eBay.com: Sellers may not solicit buyers to mail cash. Sellers may not ask buyers to send cash through instant cash transfer services (non-bank, point-to-point cash transfers) such as Western Union or Moneygram. Sellers may not ask buyers to pay with Stormpay. Finally, sellers may not request payment through online payment methods not specifically permitted in this policy.
Violations of this policy may result in a range of actions including:
*
Listing cancellation
*
Forfeit of eBay fees on cancelled listings
*
Listing cancellation
*
Limits on account privileges
*
Loss of PowerSeller status
*
Account suspension
Yup, getting more confused by the minute. This page states: Not permitted on eBay.com: Sellers may not solicit buyers to mail cash. Sellers may not ask buyers to send cash through instant cash transfer services (non-bank, point-to-point cash transfers) such as Western Union or Moneygram.
They say your memory's the second thing to go, I just can't remember what the first thing is.
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agitprop
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posted on February 2, 2006 01:35:25 PM new
The loophole of course is well known. Buyers may suggest sending cash (via WU or plain envelope) to sellers. Sellers may not suggest same to buyers though.
PayPal + eBay = another can of worms...
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mikes4x4andtruckrepair
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posted on February 2, 2006 01:37:47 PM new
Here's a copy of the email I just sent T&S. When they answer I will post there reply here.
Selling and Fees > Listing and managing your listing > The problem you're having
with listing and managing your item isn't listed
Message: I need a DEFINATE answer to this question. A question was posted on the
Vendio chat board about acceptable payment types and your help center has two
conflicting sets of rules. Can we or can we not have cash and money transfer like
Western Union as payment options. Your two conflicting sets of rules can be found
here:
http://pages.ebay.com/help/policies/safe-payments-policy.html
http://pages.ebay.com/help/confidence/isgw-fraud-sending-payments.html
So what is the answer? Can I or can I not offer cash payment in the mail and WU
money transfer as a payment option? Whichever your answer is you need to edit your
help page to reflect it as it is very confusing. I even went to live help and
asked. I was told by your live help rep that I can offer cash and WU money transfer
as a payment option.
Mike
They say your memory's the second thing to go, I just can't remember what the first thing is.
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mikes4x4andtruckrepair
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posted on February 2, 2006 01:41:17 PM new
agitprop - In the above post of mine this was in the Number 7 section. "While sellers may offer this option, they cannot require you to pay this way." So this page sais we can offer it with no repercussions. Like I said, getting more confused by the minute. I'll just wait for the T&S's answer.
They say your memory's the second thing to go, I just can't remember what the first thing is.
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annekila
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posted on February 2, 2006 02:00:53 PM new
I'm deeply touched by Ebay's concern..they really are looking out for our own good...it has nothing to do with all the big bucks that Paypal is raking in for them...
"Safety and convenience are at the core of eBay’s policies toward payments. This policy is designed to promote safe online shopping, and to encourage online payment methods that are safe, easy to use, reliable, and offer high levels of protection for users. The policy also attempts to preserve some flexibility for users that still prefer offline payment methods."
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NEGLUS
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posted on February 2, 2006 02:30:10 PM new
Mike I think Live Help has proven once again HOW STUPID THEY ARE!
The policies are not in conflict. One is directed to BUYERS and the other to SELLERS. Ebay probably wants the buyers to know that even if they get a private email from a seller soliciting cash they are not REQUIRED to send it.
The BUYER policy is intended to inform Buyers that even IF sellers offer to accept CASH payments they are NOT REQUIRED to pay in cash.
The SELLER policy is very clear as it sets out exactly which payment can be offered (and cash and Western Union are not among them):
Permitted on eBay.com: Sellers may offer to accept PayPal, credit cards including Mastercard/Visa /Amex/Discover, debit cards and bank electronic payments online for eBay purchases. Sellers may also offer to accept bank-to-bank transfers, often known as bank wire transfers or bank cash transfers. Sellers may accept COD (cash on delivery) or cash for in person transactions. Sellers may offer to accept payment through Certapay and Propay. Sellers may offer to accept personal checks, money orders, cashier’s checks, certified checks and other negotiable instruments.
The SELLER policy came out in October and was effective Jan 15th. At first I thought ebay should update the BUYER policy but then again it's probably best to leave it in to make it clear that sellers cannot require cash.
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http://stores.ebay.com/Moody-Mommys-Marvelous-Postcards?refid=store
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ladyjewels2000
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posted on February 2, 2006 02:37:20 PM new
So what is the difference between Western Union & the old Bidpay. None really except bidpay came to my mailbox.
Unless this is a new policy - I have been violating ebay's policy for years. I had it clearly stated in my TOS that I didn't take paypal on international sales but they could use Bidpay.
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annekila
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posted on February 2, 2006 02:41:07 PM new
I don't know why western union isn't considered safe. I had to supply just about everything but my birth certificate in order to accept the payment..even the buyers telephone number.
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mikes4x4andtruckrepair
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posted on February 2, 2006 02:45:49 PM new
neglus - I agree, live help should be called no help in my opinion. About the only thing they usually do for me is piss me off.
My point was that even if the aboved stated "While sellers may offer this option, they cannot require you to pay this way." is in the buyers section. It does quite clearly state that sellers may offer it. So they need to change it to match what is in the sellers section to avoid confussion. Aint ebay just grand.
They say your memory's the second thing to go, I just can't remember what the first thing is.
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NEGLUS
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posted on February 2, 2006 02:50:47 PM new
Mike - I think they left it in to address the POSSIBILITY that IF sellers state that they accept cash PRIVATELY, they can not REQUIRE cash.
I know some people have stated on this board that their private EOA message to buyers will offer to accept cash.
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http://stores.ebay.com/Moody-Mommys-Marvelous-Postcards?refid=store
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ciao346
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posted on February 2, 2006 02:58:48 PM new
While we're on the subject of payment options being accepted or not accepted by eBay, what about Auctionchex? Are we allowed to list it as a viable payment option or not?
[ edited by ciao346 on Feb 2, 2006 02:59 PM ]
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mikes4x4andtruckrepair
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posted on February 2, 2006 03:02:23 PM new
auctionchex posted a couple of days ago in another thread that he had not heard back from ebay yet. They have made the upgrades to the site though by adding sections for buyers, sellers and a pay now button.
They say your memory's the second thing to go, I just can't remember what the first thing is.
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