posted on February 16, 2006 02:46:23 PM new
::By the way,my credit card issuer gave me 88 dollars out of its own pocket as it cant do anything for me since he refused to issue a credit receipt.::
OK - you are going to have to explain that one. Unless you are using Good Natured Bobs Personal Credit Company that just does not make any sense. Either you filed for a chargeback and it was granted or this is a load of crap. Credit card companies do not give you money "out of their own pocket" because they feel sorry for you or think the merchant was a bad bad man. They take the money from the merchant which is only done once a chargeback is filed and investigated which from my experience, takes more than 2 weeks.
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Never ask what sort if computer a guy drives. If he's a Mac user, he'll tell you. If he's not, why embarrass him? - Tom Clancy
posted on February 16, 2006 03:36:04 PM new
Believe it or not-my credit card company is MBNA and it gave me 88.20 out of its own pocket,they said there is nothing they can do to reverse the charge since the merchant refused to give me a credit receipt.
I dont understand it either,but I have been with MBNA for I dont know how long and I always pay my bill the date I receive it.
Or they are now part of Bank of America,and they feel RICH!!!!
Also the art gallery is researching on how much $$ has been done to the print.
/ lets all stop whining !! /
[ edited by hwahwa on Feb 16, 2006 03:37 PM ]
posted on February 16, 2006 06:09:29 PM new
Have you taken an ad out in the local paper to alert others to check out their 'acid-free' paper' and 'museum-quality mounting'?
FWIW, the total filed in SCC should be fees, the original framing charges, and the cost to REPLACE the print in a retail setting. Settle for nothing less.
If you win in SCC and do not collect, it is not the courts fault.
posted on February 16, 2006 07:50:23 PM new
Our local newspaper has a column where cosnumers can write and ask for help,they will list the name of the store when they answer our question,usually they call the store to get it resolved.
Since he owns a retail store,I would think a sheriff would be able to go in and seize his merchandise if he does not pay.
/ lets all stop whining !! /
posted on February 16, 2006 08:31:51 PM new
Seizing property from his store to satisfy a judgement is an option that should only be used as a last resort. It can easily backfire and get you in trouble unless you are very familiar with the process and know exactly what you are doing. It will always require a sizeable up front cash deposit to the sheriff's department from the creditor. Be absolutely sure you consult an attorney before using this option. Your best bet is to go after his bank account, or slap a lien on his property and mail a copy of it to the credit bureau. No need to wait for them to uncover it. Start applying heat as soon as the judgement allows. The deputy sheriff in the civil division can explain to you the simplest and most effective methods of collecting a judgement.
If Murphy's law is correct, everything East of the San Andreas Fault will slide into the Atlantic
