radh
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posted on November 5, 2000 02:07:21 PM
Say!
What do you think of the idea of mandatory registration with Billpoint of all eBay'rs 3-D BANK ACCOUNTS?
Would that assist in the elimination of at least a sizable percentage of auction saboteurs and other miscellaneous criminals from eBay?
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Glenda
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posted on November 5, 2000 02:17:53 PM
Sure, it would eliminate "a sizable percentage of auction saboteurs and other
miscellaneous criminals from eBay"
Mostly, though, it would do a bang-up job of eliminating the majority of the sellers, buyers, and auctions.
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radh
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posted on November 5, 2000 02:35:00 PM
glenda: lol!
However, something WILL be done, it really will --- and if eBay userids plummet as a result, it will indicate to me that plenty of those eBay'rs whom edfan said the cyberyenta found over 400++ accounts for, they simply won't be able to PLAY anymore.
Certainly plenty of people have several bank accounts, but surely the majority of people do NOT have enough bank accounts to successfully charade even several dozen sham eBay identities, and that would be helpful.
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radh
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posted on November 5, 2000 06:28:35 PM
All eBay selling userids which accept any form of Billpoint Payments are linked to a real life BANK, as all payments made through Billpoint are deposited directly into the seller's account.
Due to the high amount of fraudulent chargebacks with credit cards, and with all the difficulties encountered with snail mail checks & money orders, much less with SHAM BIDDERS COMMITTING ACTS OF AUCTION SABOTAGE, I believe that more and more and more eBay sellers are going to start accepting Billpoint electronic checks as the ONLY payment option in their TOS.
Besides, Billpoint electronic checks are FREE and the funds deposited in the seller's bank account very quickly.
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jamesoblivion
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posted on November 5, 2000 06:32:33 PM
No.
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twelvepole
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posted on November 5, 2000 07:34:26 PM
I believe that more and more and more eBay sellers are going to start accepting Billpoint electronic checks as the ONLY payment option in their TOS.
Easiest way to get me off of eBay.
If you don't take my Personal check, I don't bid. Real simple.
Ain't Life Grand... 
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Glenda
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posted on November 5, 2000 07:55:36 PM
Radh: I don't know if cyber found 400 accounts or not - when it's all said and done, she wasn't actively cybersleuthing for all that many months and the number may be increasing with the retelling of the tale.
Are there "solutions"? I don't know. I do know there are "options": restrict everybody to one or two accounts. ID Verify everybody. Require that every bidder register a credit card or bank account. Or, as you suggested, require that everybody use the same payment system. Every single one of those options has a downside, and means that everybody will end up losing if it's implemented.
But the fact of the matter is that the people who are intent upon getting around the rules will quite often figure a way to do it. And the other ones - the ones who innocently think that's the whole purpose of eBay allowing second accounts is so you can bid up your auction - then somehow they need to be educated about it.
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Crystalline_Sliver
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posted on November 5, 2000 10:25:11 PM
As I said before, the majority of Internet Users wish to remain ANONYMOUS, and they won't give out their CC or Social Security numbers, let alone their Bank Account #'s.
And, the minute eBay does something like that, expect eBay to drop like a rock.
Look at Napster. With it's recent deal with BMG, their user base is going to drop real soon as they start to impliment a pay system.
:\\\"Crystalline Sliver cannot be the target of spells or abilities.
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reddeer
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posted on November 5, 2000 10:32:06 PM
I believe that more and more and more eBay sellers are going to start accepting Billpoint electronic checks as the ONLY payment option in their TOS.
Is that a joke?
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radh
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posted on November 6, 2000 06:52:57 AM
No.
One. It's FREE.
Two. There is no chance for a fraudulent chargeback.
Three. By accepting ONLY Billpoint ELECTRONIC CHECK, the funds are fully guaranteed.
Four. If payment is not made very quickly after the auction, one does NOT hold on to the UNSOLD mdse, but simply re-lists, NOT waiting for a check that will NEVER arrive --- from yet another a professional deadbeat.
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reddeer
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posted on November 6, 2000 07:15:08 AM
Yes, I'm familiar with all the pros, and the cons, the main one being that the per transaction limit on the e-checks is $200.
The reality is, anyone that limits themselves to any one form of payment, is limiting their # of bids.
Same goes with mandatory bank account registration, kiss the buyers good bye.
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VeryModern
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posted on November 6, 2000 07:31:28 AM
too invasive for low (no?) return.
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radh
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posted on November 6, 2000 07:39:28 AM
It's just a matter of time before SAFE and SECURE trading is a FACT.
eBay is simply light years ahead of its time.
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mrpotatoheadd
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posted on November 6, 2000 07:42:34 AM
What eBay could (but of course, won't) do to solve this perceived problem would be to:
A) Set up a system for voluntary bank account registration/verification.
B) Provide a checkbox on the listing form for the seller to either accept or decline bids from unregistered bidders automatically.
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uaru
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posted on November 6, 2000 07:57:02 AM
My deadbeat bidder percentage is 1% hardly a major event. Requiring bidders to enter credit cards or bank information would stop a lot of new buyers and would alienate some old buyers. I'm confident that eBay would lose a lot more than 1% of it's buyers with such moves. Why fix something that isn't broken?
[ edited by uaru on Nov 6, 2000 07:58 AM ]
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mrpotatoheadd
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posted on November 6, 2000 08:02:37 AM
Why fix something that isn't broken?
Some people appear to believe that it is broken, and are willing to screw with your business in order to fix it.
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reddeer
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posted on November 6, 2000 08:19:59 AM
B) Provide a checkbox on the listing form for the seller to either accept or decline bids from unregistered bidders automatically.
Exactly. Every time I hear people demanding user verification to control deadbeats, that's what I offer up to them.
Myself, in over 900 sales I've had less than 10 deadbeats, & I have no plans on limiting who can bid on my items.
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mrpotatoheadd
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posted on November 6, 2000 08:25:41 AM
I have no plans on limiting who can bid on my items.
Neither do I, but I'm afraid there are those who would have no problems making that decision for me. For my own good, of course. 
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