posted on January 17, 2001 02:55:14 PM
I had a international buyer pay by check. No problem. Check bounces and bank charges me $45. PROBLEM. I email the buyer and they want to make it right by paying with paypal. I do not take paypal but tell them to use bidpay instead. They tell me they want to check and see if their bank will waive some fee and they will get back to me. It's been 3 days now and nothing. I do have the bounced check in my hands. I still have the $5 item at least! I'm guessing I'll be chalking this up as a $40 lesson.
posted on January 17, 2001 04:11:11 PM
Hi!! I also received a bad check with a check fee, but mine was only $4.00 for a domestic account...I do not take international checks. That is a very expensive lesson. I just chalked mine up to another deadbeat, but for that much, I would be looking into finding a solution. There is a website that someone recommended to me that helps recover costs, but I forget what it was....maybe someone here at the boards know what the web address is. Sorry about your bad luck...next time I would just keep the check (and not deposit it) and let the buyer know that he needs to send another form of payment!! Good luck!!!
posted on January 17, 2001 04:14:07 PM
Do you have the bounced check in hand? Sometimes the bank returns it with the NSF notice. If it's only been submitted twice, do what I did: Wait a couple months and redeposit it. Cleared the second time like a charm. Of course there's no telling what that did to the sender's checking account at that point You won't recoup your NSF charges, but at least you'll have some cash in hand.
posted on January 17, 2001 04:25:47 PM
If you tried to deposit it again, would the bank charge another fee? I never tried a NSF check again, I was lucky and so far the buyers quickly paid with MO.
You should ask your bank if the whole $45.00 was because of NSF, or if the check had been good, would they have charged a fee to you anyway.
I ran into this with my bank, because they had to send a mo back to the country it came from, because it lacked a US bank on the front of it, they charged me a hefty fee.
You won't recoup your NSF charges, but at least you'll have some cash in hand.