posted on May 26, 2004 02:23:19 PM
Buyer won an auction but wants to pay by PayPal. I think I am correct in assuming PayPal won't give her a confirmed address, therefor no Sellers Protection for me. Or am I??
posted on May 26, 2004 02:53:25 PM
there is no way for paypal to confirm her bill to address,see if she is verified,as aussie likes to do ACH on ebay.
without confirmed addr,you get no seller protection.
-sig file -------we eat to live,not live to eat.
Benjamin Franklin
posted on May 26, 2004 04:05:34 PM
The best way to recieve payment from an Australian bidder and protect your funds is via AuctionPayments (formerly BidPay or an Austalian Post money order which can be cut in USD. depending on the amount of the sale though and their feedback you would probably not have problems accepting PayPal from Australia. I have never had a problem with one of my Aussie buyers.
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If it's really "common" sense, why do so few people actually have it?
posted on May 26, 2004 04:51:21 PM
ACH-automated clearing house.
with domestic banks,it is free if you have online banking,it wont work with aussie bank or any foreign bank.
your aussie buyer can go to auctionpayment.com as prior post suggests and cut you a western union money order with her credit card.
-sig file -------we eat to live,not live to eat.
Benjamin Franklin
posted on May 26, 2004 07:34:25 PM
Tomwii.....as insistent as you are about the restrictions of Paypal's so called seller protection policy....even you can't imagine a recent scenario that happened to a friend.
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.Sold to a bidder in USA...confirmed address....verified buyer.....all the appropriate proof of mailing..etc....... then 362 DAYS !!!!! after the payment a notice arrives from Paypal that a possible fraud was involved....15 days later funds are removed from seller's bank account...over 2K. Paypal tells seller to pursue things on there end but refuses to give any cc or contact info.
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.Bottom line for me......after following all possible rules and regs..... all sellers must use Paypal only up to their own personal limit that each seller is prepared to accept as a business expense. Certainly it's gads riskier to do International transactions as these offer absolutely no seller protection....but even domestic transactions have their risks.
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.The only way to avoid this is to open your own merchant account where you have some control over things and you know the buyer's cc number and bank number, and can verify the address yourself. Even then there are potential risks, but you have more control and more chance of a positive result in case of a dispute.
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.By the way....I do still use Paypal.....it's currently the most convenient method of online payment, and any seller that rejects it is at a disadvantage. It's also convenient for me as a seller. I do have my own personal limit on what I will accept via Paypal. One limit for domestic transactions with confirmed address....a second limit of about 20% of that for unconfirmed US addresses.....and a third limit of about 5% of that on International transactions...where I accept Paypal on a case by case basis and realize that I have absolutely no protection.
posted on May 27, 2004 05:19:32 AM
longtime1,
with so many sellers and cybershops operating at such a narrow margin,few can afford to take a hit.
I wish more cyber retailers realise that they too,like the brick and mortar merchants have to mark up their items high enough to absorb such expenses such as fraud,shoplifting,inventory shrinkage etc.
yes,you can have shoplifting expense if you allow a bidder to come to your home and browse what you have,someone i know lost a roll of USPS stamps.
-sig file -------we eat to live,not live to eat.
Benjamin Franklin
