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 quickdraw29
 
posted on November 24, 2000 03:43:57 PM new
Haven't seen this posted yet, I just requested a withdrawal of my balance on my paypal's account. It now says they cannot send a check to a Po Box. So I added a street address to my account. Then it said, the street address has to be my billing address.This place is just a bunch of jokers. This is my last straw. I've already taken the Paypal logo out of my ebay auctions for this Holiday season. I've allowed anyone to pay through paypal if they requested, but after the Holidays, Fu** off to paypal. Common sense says if a customer has been requesting money with no problem for nine months, it's safe to assume that it will continue to be safe to send to their Po Box. But these amateurs need to learn the hard way. Anyone leave Paypal for another pay service?
 
 Empires
 
posted on November 24, 2000 03:59:59 PM new
We had to be verified to request a $700. ck transfer as well. Things keep changing there..

 
 dschulma
 
posted on November 24, 2000 08:38:26 PM new
I left PayPal about 2 months ago, closed my account, and started using BillPoint. Couldn't be happier...I've only had one customer since then ask me if I accepted PayPal, and when I explained it to him he said no problem and used BP instead!

 
 dman3
 
posted on November 24, 2000 08:45:45 PM new
yup billpoint is a great service auto tranfer money and all I havent had many use it as of yet but the few times I did no problem its all on remote control I still offer paypal fopr the people who want to use it keep my account there as close to nothing as I can.

you can get check mailed to your PO box you just have to write them or call and arange it personally I wish they would annouce changes they make but its a good safty measure.
http://www.Dman-N-Company.com
 
 pnth
 
posted on November 24, 2000 09:06:49 PM new
Ok, all I seem to be reading here is the paypal bashing gossip section of the net. I have been using paypal since they started almost and have NEVER had a problem with them. I received a $1600 payment from a customer for a couple of items, it showed up while he was on the phone with me, I immediately moved it to my checking account where it showed up in 2 days. I have never had any "frozen accounts", "chargebacks from checking" or any of the other "numerous" problems people have spouted about here in this forum. When I reached the $500 limit a month or so ago, I switched to the premier account, after doing some thourough research on options, and my bid spectrum and customer database is always increasing, mostly due to the fact that I offer paypal, and in most cases PREFER paypal. The fees are reasonable, and I don't charge the extra to the customer, after comparing merchant accounts and the paperwork and CC# hassle, decided to stay with paypal. I do not understand all these problems.

The toll-free nummbers have always been answered promptly, courteously, and professionally, mostly on upgrade questions, and future changes.

It seems to me that everyone wants the perfect service for free, and the complaining is nothing more than an excuse for user oriented problems initially. Look at what will happen eventually when the Federal Government steps in and decides to start taxing sellers, and requiring an internet excise tax for buying. This is closer than you may think.

Business takes overhead, thinking, planning, and organization (yeah, I should talk), and if you cannot make it profitable, then you need another business. Paypal is a valuable service to me, keeps good records, and has not screwed up for me yet. Read the fine print, understand the fine print, and follow the fine print. You should have no problems. In any business, if something is not working for you, change it to suit your needs. If it is a thorn in your side, then get rid of it. If it helps you keep it. Simple business 101. Complaining about it does nothing but start rambling threads like these, takes A LOT of time, wasted energy, and like the old adage goes "Time is Money".

pnth IS my real name on ebay.

 
 fountainhouse
 
posted on November 24, 2000 09:27:02 PM new
I have been using paypal since they started almost and have NEVER had a problem with them.

And I'm going to keep walking down dark alleys. Why should I change because some people get mugged? It'll never happen to me!


 
 dman3
 
posted on November 24, 2000 09:27:07 PM new
your Right I havent had nio trouble with paypal at this time like I hear on these boards either.

From what I am understanding right now the trouble come right after you some how takea payment for a suspected stolen credit card or the frist time a buyer charges back on you.

at that time paypal freeze your account with out notice all you money not just the questioned part they dont cut off people paying in to your account now you are shipping your goods for money you cant get to or have no money you go broke fast.

Paypal is takeing 30 to 90 before they notify you why you account is frozen they dont anwser to question about these things on the phone
next problem paypals new rule even if they sent you check in the mail before they no longer will send to a POBOX your credit card billing address you verify must have a street addres and this is the only type of address they will send money to.

next the reason some want checks and not direct deposit to paypal is the rumors out there that say once paypal can deposit in to a checking account they can withdrawal and freeze this checking account which is totally false rumor but more people then not beleave it.

This part of the paypal problem isnt paypal bashing these are valid problems about unanounced rule changes.




http://www.Dman-N-Company.com
 
 cix
 
posted on November 24, 2000 09:41:35 PM new
Well, I have never had any problem with Paypal at all. They have all my info, they transfer money faster than some banks, and they have a wonderful AND FAST customer service department. I can honestly say I enjoyed using Paypal and it was extremely simple. Oh yeah, I also enjoyed the more than $500 dollars I recieved from from user who signed up under me when Paypal first started (when they offered $10.00 for everyone who signed up under you).

Where were all of you complainers at when Paypal was giving away money ?

I am not happy with the new changes, but it is still profitable for me as a seller to accept Paypal. Besides, why cancel your account ? After all, with all of these new changes and limits there will hardly be any buyers left using this service in a few months.

 
 paintpower
 
posted on November 25, 2000 02:23:43 AM new
next problem paypals new rule even if they sent you check in the mail before they no longer will send to a POBOX your credit card billing address you verify must have a street addres and this is the only type of address they will send money to.

The above is what happened to me. I had requested and received lots of checks and then suddenly one day without any notice (other than if I had read the TOS on an hourly basis) I could no longer request checks. Unfortunately I don't HAVE a street address that received ANY mail so my money was stuck in there. No matter how many of the PayPal circus hoops I jumped through (faxed them a copy of my credit card bill as requested) they wanted more. Utility bill - sorry all in hubby's name. Bank account - sorry credit union will not allow your transfers, viewed as a business transaction.

I called their phone numbers and was told my wait time would be 280 minutes. I finally got some response but my account is still in limbo - can't close it, can't draw out a check. Since I stopped using it I've only had one person ask if I take PayPal.

 
 Empires
 
posted on November 25, 2000 02:30:28 AM new
paintpower And these are the type of horror stories that should be investigated by the Federal Government DOJ. Pay Pal have by far overstepped it's boundries. My thoughts are they are getting ready to run next! My opinion.

 
 vargas
 
posted on November 25, 2000 07:38:13 AM new
To answer quickdraw29's question; yes, I've switched to Billpoint (although I also offer PayDirect and ExchangePath) and I've had to problems at all getting my buyers to follow me. Since the switch, I've only had two people ask if I take PayPal. I simply explain that I've put PayPal on hiatus until it stops changing its terms of service on such a frequent basis.

I still have a PayPal account. But it's empty and I've changed my e-mail address to one that only I know.

PayPal is about to take away my verification because X.com is closing. I had used a near-empty X.com checking account to verify.
Funny thing is, I used a different checking account for PayPal money transfers and never had a problem receiving my money.
So it's quite obvious that the two reasons PayPal gave us for verification -- "to prove our itentities" and "to be sure we had given them the right checking account numbers" -- are a huge load of crap.

I'd rather pay Billpoint's slightly higher fees than deal with PayPal's bull----.

 
 quickdraw29
 
posted on November 25, 2000 12:27:33 PM new
Apparantly if I get my bank account verified, then they will send to my Po Box. I didn't want to get it verified because of the various tricks they have pulled to other members, but since I'm going to close my paypal account it will no longer matter. I have $150 stuck in limbo with them so they are making a profit on that money. Their rules may have legal regard, but since I want to close my account, that should void the membership and paypal should withdraw my money immediately. I may contact the Attorney General and see if payal likes real pressure.

I'm trying Billpoint today, just trying to get my application to work with my browser.

I'm wondering why some poster here says what's the point of ranting, and just take action. Sharing experiences whether good or bad unites us. It makes us stronger as a unit. Divided we fall, together we conquer.


 
 mtnmama
 
posted on November 25, 2000 03:57:41 PM new
I don't know about the new rules, but I have a PO Box and have had no problems with them sending anything there. Most of the time, however, I just transfer the money into my bank account. It takes a few days and I can check it easily.

 
 oracle
 
posted on November 25, 2000 05:30:56 PM new
I just love PayPal. I would be highly suspicous of anyone who would not give PayPal their real street address.

 
 yisgood
 
posted on November 25, 2000 05:34:31 PM new
It seems that there are still many naive people who don't worry about potential problems until they become real problems. I can get you a great deal on some oceanfront property in Arizona. After all, none of you have ever lost money on that, so why not take a chance? The bottom line is it doesnt make one bit of difference what the rules are. These services are not regulated and free to change their rules at any time and make them retroactive, as Paypal has done on a number of occasions. Read my pages on payments services and particularly, what the payment services don't want you to know. As I discovered in a long conversation with an officer at a major credit card company, the real facts are an eye-opener.
It's only a matter of time before the scammers learn just how easy it is to steal thousands for unsuspecting folks. Unlike real credit card fraud, when it is done through a payment service, the merchant bank will not help you and you will find yourself entirely on your own.

http://www.ygoodman.com/payments.html


http://www.ygoodman.com
[email protected]
 
 vargas
 
posted on November 25, 2000 06:34:21 PM new
I would be highly suspicous of anyone who would not give PayPal their real street address.

There are lots of people, many of them very well off, who don't have a street address.
Until the recent institution of a 911 system, our lake home did not have a street address. The sum total of our address was "Goldmine Road at Old Popcorn Road."

A PO box is more exact than that.




 
 ebaynut
 
posted on November 25, 2000 07:08:19 PM new
I have the same problem, I received about six checks from paypal in the last six months. all to my home address, I don't have a p.o. box. I'm not even close to the $500.00 limit to upgrade. they won't give me my money from my account. I refuse to give them my credit card number to withdrawl my money. with all the changes they have begun in the last two months how can anyone not be concerned about giving these people all their credit and bank information? I faxed them my utility bill like they asked, so far they still have my money!

 
 mtnmama
 
posted on November 25, 2000 07:18:22 PM new
Oracle,

Suspicious because someone has a PO Box? How funny! I happen not to have a mail receptacle at my home. For many years, our address was HC (Highway Contract)83, Box 24.
Our then mailbox was located on a busy two- lane highway. Getting our mail, if and when some kids decided not to wreck our box the night before with baseball bats, was like playing chicken with the cars racing by at 80 miles per hour. We decided that having a PO Box was not only less costly for us (not having to replace a mailbox and post every two weeks), but safer. Since then the E911 service has given everyone a "street address" for emergency services. No one uses it, no one has a mailbox.

To obtain a post office box at a federal post office, one has to show proper ID, such as a gas or electric bill in their name showing a current address. This information is updated yearly. If a person has no such ID, they're denied a PO Box.

(I wasn't required to give my street address to PayPal when I opened my account.)

I don't believe they will withhold quickdraw's money once the account is canceled. They have to send a check and will do it to whatever address the person chooses.

 
 petestreats
 
posted on November 25, 2000 07:43:38 PM new
I am another one they won't send a check to without "verification". I thought I would just close my account to get my money, but you need to be verified to do that also...
 
 
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