posted on May 9, 2006 03:20:18 AM
I just received this list from DSI.
Listing countries they will not insure to. and some things they will not insure.
there is 6 full pages of do's and donts.
==============================================
Conditions
DSI Exclusions and Conditions
Exclusions:
The following is a list of exclusions this Certificate does not cover:
Accounts, bills, currency, evidence of debt, money, checks, money orders, COD payments, coins, securities, tickets, deeds, notes, gift cards,
bullion (gold, silver & other precious metals), furs, neon items, hazardous material (per UPS Hazardous Materials List), plasma televisions or
monitors, LCD televisions or monitors, perishable cargo or similar property, eggs in the shell, ceramic slabs, marble slabs, granite slabs,
flowers, plants, seeds, guns, newsprint, tobacco, and windows. Collectible coins, antique guns, and stained glass windows are not excluded.
Shipments sent to Abkhazia, Afghanistan, Algeria, Angola (including Cabinda), Armenia, Azerbaijan, Bangladesh, Belarus, Bulgaria, Burma,
Burundi, Chechnia, Congo, Cuba, Eritrea, Ethiopia, Georgia, Guinea - Bissau, Indonesia, Iran, Iraq, Ivory Coast, Jordan, Kazakhstan,
Kyrgyzstan, Liberia, Libya, Mexico, Moldova, Nigeria, North Korea, OFAC Restricted Countries, Paraguay, Russian Federation, Rwanda,
Seychelles, Sierra Leone, Slovenia, Sri Lanka, Sudan, Syria, Tajikistan, Togo, Turkmenistan, Ukraine, Uzbekistan, Yemen, Zaire, and
Zimbabwe.
Jewelry and precious stones valued in excess of $5,000.00 per parcel, $25,000.00 per shipment (Per Conveyance Limit of Liability).
Cell phones in excess of $2,500.00 per shipment (Per Conveyance Limit of Liability).
Loss, damage, shortage, or non-arrival of any parcel and its contents when it is addressed, wrapped or packed insufficiently, incorrectly, or
contrary to the Shipping Carriers packaging requirements or to the DSI packaging requirements (if Shipping Carrier does not provide
packaging requirements).
Loss, damage, shortage, or non-arrival of any parcel and its contents when it bears a descriptive label or packaging which describes, or
alludes to, the nature of the contents. Shipments packaged in original manufacturer provided packaging are NOT excluded. Customs
declarations are NOT excluded.
Loss, damage, or shortage caused by or resulting from:
1. Hostile or warlike action in time of peace or war, including action hindering combating or defending against an actual, impending or
expected attack, by:
􀂃 Any government or sovereign power (de jure facto), or by any authority maintaining or using military, naval or air forces
􀂃 Military, naval or air forces
􀂃 An agent of any such government power, authority or forces
2. Any weapon of war employing atomic fission or radioactive force whether in time of peace or war
3. Rebellion, revolution, insurrection, civil war, usurped power or action taken by governmental authority in hindering, combating or
defending against such an occurrence, seizure or destruction under quarantine or Customs regulations, confiscation by order of any
government or public authority or risks of contraband or illegal transportation of trade.
IF you want the rest listed let me know. Sorry i cannot give you a web address for this lot.
[ edited by agate18 on May 9, 2006 03:23 AM ]
posted on May 9, 2006 08:10:36 AM
" Loss, damage, shortage, or non-arrival of any parcel and its contents when it bears a descriptive label or packaging which describes, or
alludes to, the nature of the contents. Shipments packaged in original manufacturer provided packaging are NOT excluded. Customs
declarations are NOT excluded"
Well isn't that special - doesn't UPS, FedEx and DHL all require you to list the contents on the shipping label?
I'm still waiting to here on my appeal where DHL paid and DSI didn't???
posted on May 9, 2006 10:12:41 AM
Sounds like DSI is a scam for international insurance. You have to give detailed descriptions of what is in any package no matter who you ship through, it's called CUSTOMS DECLERATION FORMS!!! I get the feeling their starting to loose their pants and trying to find a easy way to deny claims. I think they found it.
Only two things are infinite, the universe and human stupidity, and I'm not sure about the former. - Albert Einstein
posted on May 11, 2006 08:28:48 AM
I think I just got my answer on my appeal - I got a email last night with no text and this subject line: Not read: Appeal to Case/Claim xxx
Wow What a slap in the face??/
posted on May 11, 2006 10:52:55 AM
I asked for some clarification from the folks at DSI, as I thought we may be mis-interpreting some of the policies...Here is the reply:
"The Endorsement we sent out was due to a change in underwriting. There are very few changes to the original policy but since we sent these out, people are now reading their policies! That is good news.
Some of the changes we added were a few new excluded countries and commodities. One change that has been overlooked is that we now give more time to file claims with us.
Regarding the post on Vendio that reads: "Loss, damage, shortage, or non-arrival of any parcel and its contents when it bears a descriptive label or packaging which describes, or alludes to, the nature of the contents. Shipments packaged in original manufacturer provided packaging are NOT excluded. Customs declarations are NOT excluded" --
That has always been our policy, but I do not understand the comment "Well isn't that special - doesn't UPS, FedEx and DHL all require you to list the contents on the shipping label?". If you list the contents of your package on the customs forms, it IS covered, as this is legally required. I.E, Packaged with customs forms containing a description of goods are Not Excluded from coverage. This exclusion is to stop people from, for example, sending a diamond ring in a box that has a picture of a diamond on the outside of the box and says "ABC Diamonds" on the return address."
posted on May 11, 2006 11:19:34 AM
Tom - DSI isn't only talking about international shipments - or at least that the way I understand it.
I also spoke with them and they told me that they don't believe that DHL, UPS or Fedex "require" the contents to be listed but I want to hear that from DHL, UPS and Fedex. You must have talked to the same person I did as I was also given the "Diamond Ring" example.
I'm going to see if the auction # will be allowed as that will be a good cross reference and will met DSI requirement.
Oh yeah they do have my appeal so we will see what happens.
posted on May 11, 2006 04:18:33 PM
I spoke to the folk at DSI last night our time. And for me was told that it will not affect me in any way. So long as my parcels dont go over $5,000. value.They know that i ship finished opals and sliced and rough opal world wide. And they insure to ESTONIA. Also Tom your correct, they have now got a new underwriter. My wife said the wording is almost the same as aust post insurance. Looks like they are trying to make the same world wide.
if you want the other 4 or 5 pages i can post them for you.
Only two things are infinite, the universe and human stupidity, and I'm not sure about the former. - Albert Einstein
