posted on December 8, 2000 04:53:58 AM new
A post over on the Ebay message boards raises an interesting question. A seller had a winning bidder (located in Indonesia) who has two negatives for using stolen credit cards. The buyer has already asked to pay via PayPal. Since we don't have the option of refusing/accepting payments by sender or transaction, how does PayPal suggest this situation be handled? Obviously, if this seller is unverified and the info about the stolen cards is valid, his account is going to end up frozen and there doesn't appear to be anything he can do about it.
posted on December 8, 2000 06:40:33 AM new
DUHHHHHH!!! Good point. Unless this individual has somehow managed to do that, the seller has nothing to worry about, since Indonesia isn't on PP's approved list of countries for international transactions. Still an interesting question, though. Not all stolen card users are international, so "what if...."???
posted on December 8, 2000 06:50:43 AM new
Trying to cover all subjects:
You should not refund money paid from a stolen CC, since PP will consider that "laundering" and take it out of your account.
You should empty your PP account of everything EXCEPT the fraudulent funds. Then notify PP that you have left the stolen funds in your account for them to take. If you go to the Yahoo section of this board, you will that another seller had this problem and this solution worked.
PP has so many fraud problems even when they were U.S. only, one would have to be a very big risk taker to accept ANY international deal using PP.
But some people never learn. How many posts here say, "I never had a problem with PP, so I will continue using it until I do." Why don't these people research a little before handing over their business to another party?
posted on December 8, 2000 08:05:46 AM new
Good advice, yisgood. It's been passed on to the seller in question. I continue to accept PayPal as payment, but I will not use it to pay for items costing more than my account balance, now that they've defaulted to my bank account for payment. I set the account up to pay by credit card.
posted on December 8, 2000 03:40:44 PM new
[b]
paypaldamon
"Do not ship to, or accept payment, from anyone that is not on our list of approved countries."
[/b]
Has PayPal implemented an accept/reject button for payments? If not, how does an auction seller reject a payment?
posted on December 9, 2000 03:52:45 AM new
DAMON -
"Do not ship to, or accept payment, from anyone that is not on our list of approved countries. "
Considering that there is no ACCEPT/REJECT button for incoming payments, how the hell do you expect us to accomplish this. PayPal makes it possible for anyone to send money to anyone, remember, just by putting in the email address. And that is whether the recipient wants it or not.
And once the recipient is in posession of funds from a fraudulent purchase, PayPal does NOT appear ot have a clear-cut way to handle the problem ... they lock the account BUT continue to accept payments, which puts the seller at major financial risk.
posted on December 9, 2000 07:41:10 AM new
Inasmuch as PayPal has implemented several changes in the account format, the failure to include an ACCEPT/REJECT button for payments certainly by design.
posted on December 9, 2000 05:22:17 PM new
Currently the best way to prevent "unauthorized" payments being sent to you via PayPal is NOT to register your "public" email address (i.e. the one you use for auctions) on your account. In this way, users will have to contact you first to get the correct email address to send you payments. If you don't want to accept the payment, just don't give them your private email address.
- Dan
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